Personal Term Loans

• Get affordable financing for almost anything
• Fund debt consolidation, vacations, projects and more
• Competitive rates
• Flexible terms
• Affordable monthly payments
• Fast, easy process
• Local decisions made in the St. Louis area
• Prompt responses and personal service 
• $500 minimum
• Available Payment Protection. Our Payment Protection program is designed to cancel your loan balance or reduce repayment of the loan debt should a protected life event occur.  To learn more, click here. Call us at (636) 728-3330 for a customized quote. 

See our current loan rates.

Thinking of consolidating debt, a home renovation, or new appliances? Our signature loan is available to provide funding for any purpose, your choice!

• Maximum loan is $20,000
• Maximum term is 60 months

Did you suffer damage during the recent tornados and/or severe storms that passed through our area? First Community wants our members to know that we are here to help. If you were directly impacted by the storms, we can offer you a personal loan at a very low rate to help you with any unexpected expenses.

• Up to $5,000
• 2.99% APR
• Up to 36-month term
• 60 days until first payment

Qualified borrowers can use these funds to pay for repairs, replacements, insurance deductibles, or temporary housing. All you need to do is apply by phone or at your local branch and provide some form of documentation to validate your expenses such as estimates, receipts or photographs.

For more details, contact our Lending Department at 636-728-3330

New Year, New You! First Community offers this loan option to help you finance elective medical procedures and cosmetic surgery. Eye surgery, teeth whitening, or any other physical enhancement can be within your reach!

• Use for any elective medical procedure or cosmetic surgery
• Affordable 10.45% APR rate
• 5-year term with flexible payment options
• Easy to apply!

If you are interested in knowing more about the New You Loan, contact us today at 636-728-3330.

Don't wait to contact us to see how we can help you pay for your wedding with rates lower than most credit cards!

• Maximum loan $10,000
• Maximum term is 60 months

Some of the best times of year just seem to cost more money. Take out a small personal loan to help with the expense of vacation travel or holiday shopping. You'll pay it off in just a year — and a lower interest rate makes it affordable! 

• Maximum loan is $2,000
• Maximum term is 12 months DETAILS 6 Details NameDetails ContentParagraphTo open the popup, press Shift+EnterTo open the popup, press Shift+Enter Delete