At First Community, we make it easy to make your loan payments.
Payment to Your Loan from Your First Community Account
Automatic Monthly Transfer
Loan payments can be set up to automatically transfer the payment every month from your checking or savings account on your due date. Set up your automatic transfers in Online Banking by selecting “Transfer Money” and “Schedule a Transfer.”
One-time Payment Online
To make a one-time loan payment using online banking simply login to your First Community account and select "Transfer Money" and "Make a Transfer." Here you can transfer funds from your First Community savings or checking accounts to your loan account. It's free, easy and posts immediately to your loan!
One-time Payment by Phone
You can transfer your loan payment from your First Community account by phone using our Express24 Information Line at 636-728-3300. You will need your account number, PIN and loan suffix. Or you can speak to a representative in our Information Center at (636)728-3333.
Payment to Your Loan from Another Financial Institution
External Loan Payment
The easiest way to make a loan payment from another financial institution is our External Loan Payment feature in online banking. To use this feature, login to your First Community online banking account and select "Payment Hub" and "External Loan Payment." For more information about this feature click here.
LoanPay by Debit Card
You can make your First Community loan payment anytime, anywhere from your computer, tablet, mobile device or telephone using your Visa or Mastercard debit card. Your payment will be sent through a certified payment processor and received immediately giving you peace of mind and avoiding late fees. To use this service you will need your First Community account number and loan suffix (two-digit suffix required). This can be found on your most recent statement. Pay online or call 1-866-285-2981. There is a convenience fee of $6.95 for each transaction to use this service so please remember that there are many options to make your loan payment without paying a fee. Chat with a representative during regular business hours if you have questions.
*Maximum loan payment is $3,000. Fee of $6.95 added directly to debit card payment. Credit card payments and loan payoffs are not permitted through LoanPay. Please click here for instructions on how to pay off your loan or call our Loan Servicing Department at 636-537-4400.
Your Local Branch
You are also welcome to visit any of our branches and make a loan payment in person!
Payment by Mail
When making your loan payment by mail, please include your full account number and suffix, and mail to the address below. Feel free to include a Loan Payment Coupon if you would like.
First Community Credit Union
P.O. Box 1030
Chesterfield, MO 63006